It typically takes 60-90 days to remove items from your credit report. When we initiate the process, they have time to respond. This is why it is not instant. If we do not hear from them after 3 weeks of submitting your file, we start the process again. Keep in mind that by law, they must respond within 30 days.

Yes we remove items from all 3 bureaus, but we charge you only per account not per bureau.

That is absolutely fine. We work alongside other credit repair companies if necessary and also after.  It doesn’t have any negative effect on the client at all. In fact, in some cases it may help.

This is a huge issue with all of the bureaus. They report incorrect information all the time. They do not fact check before reporting and there are laws  to protect you against that. That’s where we come in. We get those items off and help restore your credit.

Deleted items usually come back only after the creditor has sold the debt to a collection agency. Then that collection agency has the right to report that information to your credit report. However, they must operate under a strict set of laws. 95% of them don’t, and we get it off again!

We can remove collection accounts, repos, foreclosures, credit cards, loans, charged-off debts, lines of credit, medical bills, child support, liens, judgements, and we can also take off credit inquiries.

Yes we can!

Yes — we work to remove late payments by challenging negative items with the credit bureaus and creditors through our proven dispute process.